Why Choose Cash-Based Physical Therapy?

At Moto Physio, we believe in putting you first. Our cash-based mobile physical therapy model offers unparalleled flexibility, personalized care, and freedom from the constraints of insurance-driven treatment. Here’s why going cash-based is the smarter choice for your recovery and wellness:

1. Personalized Care

With cash-based therapy, we focus on you, not insurance company guidelines. Our expert therapists tailor every session to your unique needs, goals, and lifestyle—without rushed appointments or cookie-cutter plans. You get the time and attention you need.

2. No Insurance Hassles

Say goodbye to endless paperwork, denied claims, and surprise bills. Cash-based therapy means transparent pricing upfront, so you know exactly what you’re paying for. No submitting bills, no pre-authorizations—just the care you need, when you need it.

3. Convenience That Comes to You

We bring skilled physical therapy to your home, office, or wherever you are. Our mobile service eliminates the stress and hassle of commuting to a clinic, saving you time and energy.

4. Faster Results, Fewer Visits

Without insurance restrictions, we design efficient, effective treatment plans to get you moving better, faster. Fewer unnecessary sessions mean even more savings.

5. Total Control Over Your Health

Cash-based therapy empowers you to make decisions about your care without third-party interference. Want to focus on prevention, performance, or long-term wellness? We’re here to support your goals, not an insurance company’s agenda.

What do you value?

Even if it didn't make money sense, the value is unbeatable.
But it does make money sense....


Insurance Driven Home Health PT

Cash-based Mobile PT

Actual Cost
Copay: $40 x 18 sessions = $720. If your deductable hasn't been met expect $125/session or more. This could equal over $2250!
$225 or less for a full 1-hour session. Fully transparent cost throughout the plan of care. 6 weeks of recovery with 1x/week would only be $1350.

Unexpected fees
Potential for denied claims or uncovered services. Suddenly you're on the hook for hundreds of dollars of unexpected costs.
None.
Up-front pricing for evaluation and follow-ups without unexpected costs.

Drive Time
Avg. 30 min round-trip per visit x 24 = 9 hours of lost time. At $75/hr, this could be $675 lost productivity.
$0.
Therapy comes to you at home or office, saving time and money.

Session Quality and Time
Only 20–30 minutes of direct therapist time; rest may be documentation or cut short due to billing/time demands.
60 minutes
of dedicated, one-on-one therapy. No distractions.
The Benefits

Comparison

Move with Freedom

Return to the activities you love. Whether it's playing with your kids, hiking, or hitting your fitness goals, movement becomes natural again.

Build Real Strength

Starting at the spine, develop the strength and stability needed not just for daily life, but for everything you want to achieve.

Create Lasting Wellness

We'll help you build habits and routines that support long-term energy and resilience.

Restore Your Confidence

Trust your body again. With improved stability and control, you'll tackle each day knowing your body will support your ambitions.

Save Time, Reduce Stress

Skip the clinic commute and rushed appointments. Get focused, one-on-one care in the comfort of your home, on your schedule.

Expert Guidance, Every Step

From day one, you'll have a clear plan and consistent support to help you reach your goals. No more guessing or going it alone.

Reviews

Real Stories of Transformation

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Position, Company name
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Packages

Your Path to Better Living - Choose how you'd like to start your wellness journey:

Special Offer - FREE

Total Assessment & Consultation

Your first step to lasting change. Get a comprehensive at-home assessment, detailed movement analysis, and clear action plan.
$299/one-time
Special Offer - FREE
Get started
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Transform Package

A focused approach to help you move past pain and build strength.
$799/month
6-month engagement
Get started
1 Session Per Week
Unlimited Virtual Support
Access to Dr. Cox
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Thrive Package

Our most comprehensive program for lasting wellness.
$1,399/month
6-month engagement
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The Moto Promise

Our Promise to You

We believe in earning your trust through results. It's simple: if your first session doesn't meet your expectations, we'll either adjust your treatment plan or provide a full refund.

No hesitation. No risk.

Just honest care focused on your success.

How It Works

How to Begin Your Journey

Schedule Your First Visit

Book a convenient time for your at-home consultation. We'll discuss your concerns, assess your movement, and understand your goals for a better life.

Get Your Custom Plan

Based on your assessment, Dr. Andrew creates your personal roadmap to recovery. Clear steps, targeted treatments, and a focus on living well.

Start Your Transformation

Begin your personalized sessions at home. No commute, no waiting rooms—just focused, convenient, care.

Begin your recovery

Get Back to What You Were, Right from Your Home

Take the first steps of recovery by filling out this form. We'll connect with you shortly and see you for an evaluation as soon as possible. Your recovery starts right there at home.

Comprehensive movement evaluation

Clear diagnosis of pain points and factors

Custom treatment strategy

All delivered in your home, zero obligation.

Thank you! Your message has been received! Dr. Cox will be in touch soon.
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About Us

Meet Andrew

Hello! It's great to see you.

Much like yours probably has, my journey started in a place that was more of a valley than I care to admit.  I had difficulty eating well or gaining muscle, my skin was flaky, my spine was constantly getting injured, and I had low energy. I never thought life would feel like this when I got older. How do I get it back?

My own struggles opened my eyes to a broader truth I saw every day in physical therapy practice. Clients came in with knee pain and spine pain, wanting something to fix them. They had been to therapy and were given low-level exercises and asked to show up multiple times a week to do the same things with slow to no improvement. Meanwhile, their stress, poor diet, sleep habits, and lack of challenge slowed recovery and prevented lasting improvement. A person in a state of frailty can rarely fully recover, or sustain that recovery for long.

Through years of study, I've come to understand that we are made up of many systems and that tensions in these interconnected systems can build, pulling us out of balance, creating pain. At the same time we are marvelously adaptable. This adaptability creates frailty, yes, but it can also create a robust life where pain is much less likely.

It was these realizations that propelled me to create Moto Physio. I wanted to create a practice that guided people in their own recovery, inspired a new way of living, and helped people understand and build rhythms that not only help them heal, but return to fuller lives.

P.S.

P.S. Ready for a Change?

You've read this far because you know there's a better way forward. No more living with pain, no more putting off the life you want to live.

Take the first step today. Book your Assessment and experience the difference of personalized care, right in your home.